How to apply for chronic disease subsidy

As long as the disease you have is in the outpatient chronic disease protection catalog in the insured area, prepare the diagnosis certificate issued by a second-level hospital or above, and the relevant medical records of the past six months, and go to the medical insurance handling window or official medical insurance APP in the insured area to submit the application. After passing the review, you can enjoy the reimbursement benefits in the next month. In many places, you do not need to go offline for the entire application process, and the results can be obtained as soon as 3 days after uploading the materials on your mobile phone.

Don't think this process sounds troublesome. Once you actually run it once, you will know that it is very simplified now. A while ago, I helped my second uncle who lives in Xi'an apply for a chronic disease subsidy for high blood pressure. At first, I thought I would have to go to several places to get stamps, but I clicked on the local "Qin Medical Insurance" applet and found the "Chronic and Special Disease Identification" portal, which showed his previous hospitalization records and doctor's prescriptions at the Provincial People's Hospital. He took a photo of the diagnosis certificate of stage III hypertension and uploaded it. Within a week, he received a text message saying it was approved. Now he can get a 70% reimbursement every month when buying antihypertensive drugs and blood pressure measuring supplies. He originally spent more than 200 yuan a month, but now he only pays a few dozen yuan out of pocket, which makes him very happy.

However, there are actually quite a lot of differences in policies between different places, which is something that many people get into trouble with. For example, last week I met a little girl who came for consultation. Her mother had Crohn's disease. She had already applied for a chronic disease subsidy when she was insured in Jiangsu. Later, she moved to Shenzhen with her daughter. When she reapplied, she discovered that Crohn's disease was classified as a special outpatient disease in the Shenzhen catalog. The required materials were one more medication record for the past three months than in Jiangsu. It took two attempts before the submission was successful. If your insured place is different from your usual place of residence, it is best to call the local medical insurance bureau in advance to ask clearly about the requirements, so as not to make a wasted trip.

There is also a lot of discussion about the application for chronic disease subsidies. Some people think that the current recognition threshold is still high. For example, many places require complications to be included. For example, simple type 2 diabetes cannot be included in the catalog in many places. The cost of monthly medication is still a big burden for low-income families.； Some people also think that it has been simplified a lot in the past few years. Five or six years ago, applying for chronic disease subsidies required a certificate from the employer and a stamp from the community. It was common to go back and forth three or four times. Now many places have even implemented "enjoy without application". As long as your medical records in the hospital meet the certification standards, the medical insurance system will directly qualify you, and you don't even have to hand in the materials yourself.

Oh, by the way, if you are not sure whether your disease can be applied for, or you don't know how to submit online, just go to the community medical insurance service station and ask. Now almost every community has a dedicated medical insurance coordinator who will help the elderly or those who cannot use smartphones to submit materials, which is much more efficient than trying to figure it out on your own.